Home Loans


Home Sweet Loan


CHROME Federal Credit Union in partnership with OwnersChoice, a credit union industry owned corporation, is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.

Our mortgage program features:
• A secure online application process;
• Expanded loan programs;
• Low interest rates and closing costs; and
• Expert support and assistance throughout the entire process.

CHROME Federal Credit Union mortgage loans are serviced through OwnersChoice, a full-service mortgage corporation serving credit unions in the greater Northeast.


CHROME home loans are easy to understand and quick to close. Choose the one that makes you feel most at home. Why choose us? You’ll enjoy local, personal service and a fast application process. Find out how owning a home might be easier than you think. Apply online or check out the Home Loan Calculator tool.


Loan types include: 


  • Conventional
  • Adjustable-Rate (ARM)
  • FHA
  • VA
  • USDA
  • Investment Property 

 Apply Online for Mortgage Loan


Which Type of Loan is Best for Me?


Learn more about the different financing options available by scheduling an in store appointment.




Home Equity Line of Credit


Use a revolving line of credit to borrow as much or as little as you need – when you need it – by accessing the available equity you have in your home. As you repay your outstanding balance, you can borrow against it again if needed. Apply online or schedule an in store appointment at our store. Benefits include:


  • We lend up to 95% of your home’s value


  • Competitive variable interest rate as low as 4.75% APR






Home Equity Loan


A great choice for financing a new gourmet kitchen, a dream vacation, or anything else you have in mindApply online or schedule an in store appointment at our store. Benefits include:


  • We lend up to 80% of your home’s value

  • Fixed monthly payments, so you can schedule consistent monthly payments

  • Rates as low as 4.49% APR

  • Terms up to 15 years.

Payment Protection

CHROME’s Payment Protection is a voluntary loan payment option that can cancel or reduce repayment of your loan debt in case of an unexpected life event.