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First Mortgages

CHROME Federal Credit Union in partnership with OwnersChoice, a credit union industry owned corporation, is pleased to announce our mortgage financing program. Whether you are purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.

Our mortgage program features:

  • A secure online application process
  • Expanded loan programs
  • Low interest rates and closing costs
  • Expert support and assistance throughout the entire process.
CHROME Federal Credit Union mortgage loans are serviced through OwnersChoice, a full-service mortgage corporation serving credit unions in the greater Northeast.

CHROME home loans are easy to understand and quick to close. Choose the one that makes you feel most at home. Why choose us? You’ll enjoy local, personal service and a fast application process. Find out how owning a home might be easier than you think. Apply online or check out the Home Loan Calculator tool.
Loan types include:
  • Conventional
  • Adjustable-Rate Mortgage (ARM)
  • FHA
  • VA
  • USDA
  • Investment Property
Which Type of Loan is Best for Me?
Learn more about the different financing options available by scheduling an appointment.
Click here to learn more about Home Equity Lines of Credit
Click here to learn more about Home Equity Loans.
CHROME’s Payment Protection is a voluntary loan payment option that can cancel or reduce repayment of your loan debt in case of an unexpected life event.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site ( HMDA data for many other financial institutions are also available at this Web site.