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Health Savings Account (HSA)

Health Savings Accounts

The healthy, tax free way to pay for your medical expenses.

HSA Card

Staying healthy is a priority. That's why we want to help you be prepared for whatever may come. A CHROME Health Savings Account (HSA) allows you to worry less about medical costs, and focus more on health. 

An HSA is a tax-advantaged savings account used to pay for qualified medical expenses, current or future. With money from this account, you pay for healthcare expenses until your deductible is met. Any unused funds are rolled over year after year and accumulate towards future healthcare expenses.


  • All contributions are pre-tax*
  • Direct deposit from your paycheck
  • Can be used on any qualified medical expense (vision, dental, etc.)
  • Any unused funds roll over the following year (no use it or lose it here)
  • Earn dividends on your deposits
  • Manage your funds online or on your mobile app


  • No minimum balance
  • No monthly fee
  • Free HSA debit card
  • Pay bills directly from your account


  • Must be covered by a high deductible health plan (HDHP)
  • Cannot be claimed as a dependent on taxes
  • Must not be covered by Tricare, Medicare, or medical FSA's
  • Must not have received or accessed VA medical benefits in the past 90 days

Call 724.228.2030 to speak to a CHROME Rep or visit a branch to get started!

*Please consult a tax advisor for more information. Any withdrawals used for non-qualified medical expenses before or after age 65 will incur tax.