Two girls smiling with trees behind them

Refer A Friend

Being a member comes with perks!

As a CHROME FCU Member, you have access to refer friends and family members and earn up to $500 per year.
 
With the Refer a Friend Program, you will:
      • Be given access to a ReferLive account to manage your referrals
      • Send referrals to friends and family members via email, text message, and social media
      • Track your reward earnings

EARNING IS EASY!

Follow these three steps to get started:


number 1 Register

Use the registration form on this page to provide your information and complete a referral.


number 2 Invite your friends and family

Provide contact information AND a valid email address for the friends or family members you would like to refer OR share the offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.

 

number 3 Get rewarded

Once your friend registers for the referral offer using your personal referral link and completes one of the offers listed below, you will each receive a Mastercard® Reward Card. The more friends you refer, the more you can earn – up to $500 per calendar year!


Available Offers:


ReferLive is a trademark of CustomerStream, LLC.

Receive a $50 Mastercard Reward Card when your friend registers, opens a new CHROME Federal Credit Union personal checking account and completes the following within 60 days of account opening:

• Completes twelve (12) or more debit card purchases, AND
• Completes one (1) or more direct deposits, ACH, or bill pay transactions, AND
• Enrolls in eStatements

Your friend will also earn a $50 Mastercard Reward Card!
Receive a $50 Mastercard Reward Card when your friend registers, opens a new CHROME Federal Credit Union consumer credit card and completes five (5) credit card transactions within 60 days of account opening.

Your friend will also earn a $50 Mastercard Reward Card!
Receive a $50 Mastercard Reward Card when your friend registers, applies, and is funded for a new CHROME Federal Credit Union auto loan.

Your friend will also earn a $50 Mastercard Reward Card!
Receive a $50 Mastercard Reward Card when your friend registers, applies, and is funded for a new CHROME Federal Credit Union recreational vehicle loan.

Your friend will also earn a $50 Mastercard Reward Card!
Receive a $50 Mastercard Reward Card when your friend registers, applies, and is funded for a new CHROME Federal Credit Union home equity loan or home equity line of credit with a minimum withdrawal of $1,000 in the first 90 days.

Your friend will also earn a $100 Mastercard Reward Card!





Terms and Conditions  
CHROME Federal Credit Union - Refer-A-Friend Account Offers: 
The member making the referral (Referrer) will earn one $50 Mastercard® Reward Card for each individual referred  (Referred Person) to CHROME Federal Credit Union who registers for an offer, opens a new CHROME Federal Credit  Union account, and completes the offer requirements within the time specified in the offer. Referral will expire after 120 days. To make a referral, the Referrer must register for the program and share the offer with their friends, family, and/or coworkers. A Referrer may receive up to ten (10) Mastercard Reward Cards ($500 value) within a calendar year. To be a qualified Referrer, a person must be a member with current account status at time of referral and when Referred Person qualifies for eligible offer.  The Referred Person must not have a current account with CHROME FCU to be eligible for referral rewards. 
 
CHROME Federal Credit Union Personal Checking Account Offer Qualifications: 
To earn a $50 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral  email, text message, or on social media, open a new CHROME Federal Credit Union personal checking account, and meet  the following requirements within 60 days of account opening: - Complete twelve (12) or more debit card purchases, AND 
- Complete one (1) or more direct deposits, ACH, or bill pay transactions, AND 
- Enroll in eStatements 
 
CHROME Federal Credit Union Credit Card Offer Qualifications: 
To earn a $50 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral  email, text message, or on social media, open a new CHROME Federal Credit Union consumer credit card, and complete  five (5) credit card transactions within 60 days of account opening. 
 
CHROME Federal Credit Union Auto Loan Offer Qualifications: 
To earn a $50 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral  email, text message, or on social media, apply and be funded for a new CHROME Federal Credit Union auto loan. 
 
CHROME Federal Credit Union Recreation Vehicle Loan Offer Qualifications: 
To earn a $50 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral  email, text message, or on social media, apply and be funded for a new CHROME Federal Credit Union recreational  vehicle loan. 
 
CHROME Federal Credit Union Home Equity Line of Credit or Home Equity Loan Offer Qualifications: 
To earn a $100 Mastercard® Reward Card, the Referred Person must register by following the link provided in the referral  email, text message, or on social media, apply and be funded for a new CHROME Federal Credit Union home equity loan  or home equity line of credit with a minimum withdrawal of $1,000 in the first 90 days. 

Marketing Communication 
The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the  person has “opted out” of marketing material from CHROME Federal Credit Union or ReferLive. Each person who  registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by  making an election at ReferLive or within such email. The Referred Person acknowledges that a Mastercard® Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. Offers are subject to  change at any time.
 
Reward Card
Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard® Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be reported  as income to the IRS. Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.

Privacy Policy
The personal information collected, processed and used as part of the Refer A Friend Program will be used in accordance with CHROME Federal Credit Union’s Privacy Policy, which is available by link on the credit union’s website, located at  www.chromefcu.org/privacy-policy.