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Business Checking

An ideal choice for the small business owner.

The Basics

  • Member NCUA: YES. Deposits are federally insured by the National Credit Union Administration (NCUA) up to the maximum amount allowed by law ($250,000) 
  • Minimum Deposit: $0
  • Monthly Balance Requirement: $0
  • Comes with MasterMoney Debit Card and free access to CHROME 24
  • Account may be closed if not funded within 30 days of opening


Unlimited Transactions:
  • Deposits
  • ATM withdrawals and transfers
  • In-branch withdrawals and transfers
  • Debit card PIN and signature transactions
  • Transactions via CHROME 24 Digital banking
  • Access to over 40,000 surcharge-free ATMs for deposits and withdrawals

Availability - Deposits and Transfers

Processing order: We post transactions in the order we receive them.
Business days: Monday - Friday from 9:00 am to 5:00 pm excluding
federal holidays.
  • Direct deposits: Same business day
  • Transfers between CHROME accounts: Immediate
  • Transfers initiated at another bank: Up to three business days
  • Transfers initiated at CHROME: Up to three business days
  • Checks drawn on CHROME: Next business day
  • Night box deposit: Next business day
  • ATM deposit: $100 immediately, balance second business day after deposit
  • US Treasury checks payable to you: Immediate
  • All other checks payable to you:
    • If under $5,525: $225 immediate; remainder on second business day.
    • If over $5,525: $225 immediate; $5,300 remainder on the second business day and then the remainder over $5,525 on the 5th business day.
  • Checks deposited by members with overdraft history: Five business days
  • Checks deposited to new accounts (first 30 days) may be subject to holds up to seven business days