Person holding phone with CHROME app.

Personal Checking

Checking Account Options

 
CHROME FCU's goal is to make sure that members are provided checking account options that have cutting edge features to simplify your banking experience and your everyday life while providing benefits that you can actually use.

 Cash Back Checking 
Member Recommended!
  • Checking that pays you back
  • 3.00% cash back on debit card purchases*
  • Refunds on ATM withdrawal fees, nationwide up to $25 monthly* 
  • Direct deposit early access up to two days earlier. **
  • $25 deposit to open
Kasasa® Cash Back Details
 Cash Checking

  • Checking that pays high dividends
  • 1.00% APY* on balances up to $10,000
  • Refunds on ATM withdrawal fees, nationwide up to $25 monthly* 
  • Direct deposit early access up to two days earlier. **
  • No minimum balance to earn rewards
  • $25 deposit to open
Kasasa® Cash Details
Simple Checking   

Simple checking



























Early Payday!

Get early access to your paycheck. Your funds can be deposited into your account up to two days early. No need to wait until payday! **
 

Pay Your Bills Online!

Manage all of your bills in one place with our Online Bill Pay tool. Simply add your information from a bill into your CHROME online or mobile app and you're ready to go! You can now easily manage all  of your bills by logging into one location. How to set up Bill Pay.
 

Surcharge Free ATM Network

You read it correctly — CHROME gives you access to a surcharge-free ATM network of over 37,000 locations. Find FREE ATMs near you.


Mobile Deposit

Deposit checks any time, anywhere with the snap of a photo using Mobile Deposit. Simply take a photo of your check and quickly and securely deposit to your account. Total convenience and security!

Learn more about Mobile Deposit.


CHROME Debit Mastercard®

Gets more action than any other card in your wallet. Works like cash in millions of locations worldwide, and comes with fraud protection. PLUS, you can now use your CHROME Debit MasterCard® directly from your compatible smartphone to pay for purchases at many of your favorite stores. It's the convenient way to pay with a simple touch of your finger. Get the card. 

Funds are generally available within two business days; you will be notified if a manual hold is required.
 
For more information about Funds Availability, click here.
 
$50 for you, $50 for them. Rewards that shine. Federally insured by NCUA. Learn More.
 

*APY - Annual Percentage Yield. Rates and Terms are subject to change without notification. No category restrictions on debit card purchases. Cash back earned on up to $300 in purchases monthly. Earn up to $108 cash back per year, $9.00 per month. Refunds on ATM withdrawal fees, nationwide, up to $25 monthly. Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to two days earlier than the payer's scheduled payment date. $25.00 minimum balance to open. Enrollments must be in place, and all the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each monthly qualification cycle. At least 12 debit card purchases; at least 1 direct deposit, ACH or bill pay transaction; enrollment and agreement to receive e-statements. 

** Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to two days earlier than the payer's scheduled payment date