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Personal Checking

Compare Checking Options

Free Kasasa Cash Back® Checking 
Member Recommended!
  • Free Checking that pays you back
  • 3.00% cash back on debit card purchases*
  • Refunds on ATM withdrawal fees, nationwide up to $25 monthly* 
  • Direct deposit early access up to one day sooner. **
  • $25 deposit to open
Kasasa Cash Back Details
Free Kasasa Cash® Checking

  • Free Checking that pays high dividends
  • 1.00% APY* on balances up to $10,000
  • Refunds on ATM withdrawal fees, nationwide up to $25 monthly* 
  • Direct deposit early access up to one day sooner. **
  • No minimum balance to earn rewards
  • $25 deposit to open
Kasasa Cash Details
Simple Checking   

  • No monthly maintenance fee
  • No minimum balance
  • CHROME Debit Mastercard®
  • CHROME 24 Digital Banking
  • Direct deposit early access up to one day sooner. **
  • $25 deposit to open
Simple checking

Early Payday!

Get early access to your paycheck. Your funds can be deposited into your account up to one day early. No need to wait until payday! **
 

Surcharge Free ATM Network

You read it correctly — CHROME gives you access to a surcharge-free ATM network of over 50,000 locations. Find FREE ATMs near you.


CHROME Debit Mastercard®

Gets more action than any other card in your wallet. Works like cash in millions of locations worldwide, and comes with fraud protection. PLUS, you can now use your CHROME Debit MasterCard® directly from your compatible smartphone to pay for purchases at many of your favorite stores. It's the convenient way to pay with a simple touch of your finger. Get the card. Deposit checks any time, anywhere with the snap of a photo using Mobile Deposit.

Learn more about Mobile Payments.


Mobile Deposit

Deposit checks any time, anywhere with the snap of a photo using Mobile Deposit. Simply take a photo of your check and quickly and securely deposit to your account. Total convenience and security!

Learn more about Mobile Deposit.

 

Funds are generally available within two business days; you will be notified if a manual hold is required.
For more information about Funds Availability, click here.
 

*APY - Annual Percentage Yield. Rates and Terms are subject to change without notification. No category restrictions on debit card purchases. Cash back earned on up to $300 in purchases monthly. Earn up to $108 cash back per year, $9.00 per month. Refunds on ATM withdrawal fees, nationwide, up to $25 monthly. Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to one day earlier than the payer's scheduled payment date. $25.00 minimum balance to open. Enrollments must be in place, and all the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each monthly qualification cycle. At least 12 debit card purchases; at least 1 direct deposit, ACH or bill pay transaction; enrollment and agreement to receive e-statements. 

** Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to one day earlier than the payer's scheduled payment date