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 IRA Certificates IRA Savings
Annual Percentage Yield (APY) 5 year:            2.50% APY
4 year:            2.50% APY
3 year:            2.50% APY
2 year:            2.50% APY
12 month:     2.25% APY
6 month:       1.00% APY		 0.05% APY
No Minimum Deposit to Open X X
No Monthly Maintenance Fee X X
Monthly Compounded Dividends
 X X
Early Withdrawal Penalty and Fees
 Early withdrawal penalty may apply Other fees may apply, such as those for returned deposit items and outgoing wires

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*APY = Annual Percentage Yield. Rates and Terms are subject to change without notification. Early withdrawal penalties may apply and may reduce earnings. Stated rates as of 01/10/2023 and rates are subject to change.