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| IRA Certificates | IRA Savings | |
|---|---|---|
| Annual Percentage Yield (APY) | 5 year: 0.65% APY 4 year: 0.55% APY 3 year: 0.45% APY 2 year: 0.40% APY 12 month: 0.35% APY 6 month: 0.25% APY |
0.05% APY |
| No Minimum Deposit to Open | X | X |
| No Monthly Maintenance Fee | X | X |
| Monthly Compounded Interest |
X | X |
| Early Withdrawal Penalty and Fees |
Early withdrawal penalty may apply | Other fees may apply, such as those for returned deposit items and outgoing wires |
| More info on IRA Certificates | More Information on IRA Savings |