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 IRA Certificates IRA Savings
Annual Percentage Yield (APY) 5 year:            1.75% APY
4 year:            1.75% APY
3 year:            1.75% APY
2 year:            2.00% APY
12 month:     0.70% APY
6 month:       0.15% APY		 0.05% APY
No Minimum Deposit to Open X X
No Monthly Maintenance Fee X X
Monthly Compounded Dividends
 X X
Early Withdrawal Penalty and Fees
 Early withdrawal penalty may apply Other fees may apply, such as those for returned deposit items and outgoing wires

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*APY = Annual Percentage Yield. Rates and Terms are subject to change without notification. Early withdrawal penalties may apply and may reduce earnings. Stated rates as of August 22, 2022 and rates are subject to change.