From equity to upgrades, don't wait to start your dream project
Home values have continued to increase, and now is the time to unlock the equity in your home! Start the home project you have been dreaming of with our limited-time Home Equity Line of Credit (HELOC) introductory offer. Enjoy a low 1.99% APR* for the first 6 months. Take advantage of this exclusive promotion to fund home improvements, consolidate debt, or achieve your financial goals.
Apply now—offer extended through February 28, 2025!
Why choose a HELOC?
- NO annual maintenance fees
- NO minimum initial draw required
- NO limit on the number of draws available
- Borrow up to 95% of your home’s value
- Apply in as little as five minutes and close in a few weeks
- Learn more about a CHROME HELOC
For instance, borrow $25,000 for only $350/month at 7.50% APR*. There are no limits how often you can access your line. You can conveniently draw your funds through Digital Banking, and draw on your line for up to 10 years!
What is a Home Equity Line of Credit? Learn more in this CHROME Blog, "The Ins and Outs of a Home Equity Line of Credit."
*APR=Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with a 95% loan-to-value (LTV) or less. Offer is available for new applications submitted and ends February 28, 2025. Promotion eligibility is applicable to one borrower/member one time only. A minimum of one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. The APR is based on the person's creditworthiness. CHROME variable rates range from 7.50% to 10.50%. For example, a payment on a $10,000 balance at 7.50% APR would be $140.00 per month. Minimum monthly payment is $100. Other rates and terms are available. The rates disclosed are estimates. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required. Eligibility for this offer based on credit history and proof of income. Loans are subject to approval and program guidelines. Property insurance is required.