Credit union savings accounts allow you to save flexibly and earn interest for the things that matter most to your family.

Savings Accounts

Set Money Aside, Keep Your Cash Close

Ready to start your saving plan, grow your nest egg, or set money aside for upcoming expenses? CHROME FCU offers a range of flexible savings account options designed to help you build for the future while keeping your critical cash reserves close to hand.

CHROME FCU makes saving simple to start and easier to stick to with low minimum and initial balances on most accounts, competitive interest rates, and no limits on monthly deposits, withdrawals, or transactions. And, with deposits fully guaranteed by the NCUA, you can watch your money grow risk-free until you’re ready to use it!



Put Your Money to Work

  • Flexible: Earn interest but access your money instantly when you need it.
  • Affordable: No minimum account balances and no monthly maintenance fees.*
  • Accessible: Unlimited monthly transactions on all our deposit accounts.
  • Secure: Deposits guaranteed up to $250,000 per account by the NCUA.


Primary Savings Account

Easy access to your money when you need it. Save with confidence, knowing your money is always available to cover unexpected costs.

  • No minimum opening deposit
  • No minimum balance
  • No monthly maintenance fees
  • Unlimited deposits, ATM withdrawals and transactions
  • Full-service mobile and online banking
  • Minimum $100 balance is required to earn dividends
  • Check current rates or calculate earned dividends.


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Premium Money Market Account

The premium way to save. Turn your nest egg into long-term wealth while keeping your hard-earned cash on hand.


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Money Market Account

Simply a smarter way to save. No minimum balance, no fees. Deposits NCUA guaranteed. Simple.


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Certificate Account

Earn on your terms. Our flexible certificate rates and terms let you choose how you want to grow your savings.

  • No minimum balance
  • No minimum opening deposit
  • No monthly maintenance fees
  • No "new money" requirements
  • Choose 6, 12, 18, 24, 36, 48, 60-month Certificates
  • No penalty 6-Month Certificate — the perfect short-term starter option. Withdraw your money with zero early withdrawal penalty.
  • Check current rates and promotions, or calculate earned dividends.
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Health Savings Account (HSA)

Take control of your healthcare spending. Our HSA offers a great tax break1 while helping you afford your approved medical costs.

  • No minimum balance
  • No monthly fee
  • Free HSA debit card
  • Free Bill Pay allows you to pay medical bills quickly and easily using our Mobile Banking app.
  • Use our Digital Banking tools to monitor transactions, view balances, receive alerts, make transfers, and more!
  • Check current rates or calculate earned dividends.
  • Interested in opening a HSA account? Visit us at a branch or click ‘Learn More’ below and complete the HSA inquiry form.


1Please consult a tax advisor for more information. Any withdrawals used for non-qualified medical expenses before or after age 65 will incur tax.

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Trust Accounts

After your Trust Account is established, come to CHROME for an array of savings products that can complement your banking needs.

  • No minimum balance
  • Checks are available for your convenience
  • Savings federally insured to at least $250,000 by the NCUA
  • Access to Online & Mobile banking
  • Once your trust agreement is complete, schedule an appointment to open your account

*To open an account in the name of your trust, a trust agreement is required. Please consult your attorney.

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IRA Accumulators

It’s never too early to start planning for tomorrow and beyond. Gain peace of mind knowing that your financial future matches your retirement goals.

CHROME offers both Roth IRA and Traditional IRA plans. We’re happy to guide the right investment plan for you, but it’s always best to consult with a tax professional before making a decision.

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Applying for a CHROME FCU Savings Account is fast and easy!

  • Start the process: Click the links above to fill out an application form or schedule an in-person appointment.
  • Become a CHROME FCU member: Anyone who lives, works, attends school, or worships in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland County is eligible to join.
  • Open a Primary Savings Account: Open with a minimum deposit of $5 (funded by CHROME FCU).



★★★★★

“They go above and beyond to help you get everything set up…”

- Samantha H., Washington, PA


Savings Accounts FAQ

No, your CHROME FCU savings account offers unlimited deposits, ATM withdrawals, and transfers.
No, you can withdraw money from your Primary Savings Account without penalties.
A minimum balance of $100 is required to earn dividends on your CHROME FCU Primary Savings Account.
Dividends are compounded and credited monthly for all CHROME FCU savings accounts. Watch your monthly earnings grow from your CHROME24 Digital Banking online banking or mobile app.
Yes! At CHROME FCU we believe it’s never too soon to start setting money aside for retirement. That’s why we offer both traditional and Roth IRA products linked to our savings and certificate accounts.
Yes! All deposits in our accounts are guaranteed up to $250,000 per account by the National Credit Union Administration (NCUA). That means your savings account earns interest risk-free over any period of time.




Personal Savings Made Easy

Start your savings journey. Open a CHROME FCU savings account today. Our easy-to-access savings accounts let you set hard-earned cash aside so you can prepare better for the unexpected and plan for the future.

Click below to open an account online or schedule an in-person appointment.


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*Excludes the Premium Money Market Account which has a minimum opening balance of $10,000 and a monthly maintenance fee associated with the account.